Summary:

The Construction Coordinator is responsible for coordinating the end-to-end construction loan documentation process through loan closing for government-guaranteed lending products, ensuring compliance with applicable program requirements, bank policies, and internal procedures.

This role prepares and maintains construction loan workbooks; reviews construction contracts and supporting documentation; and serves as a primary liaison with borrowers, the project team, and internal co-workers to facilitate timely and compliant loan closings.

The Construction Coordinator identifies and analyzes construction-related issues and exceptions, prepares recommended paths forward, coordinates third-party reports, manages construction budgets and Uses of Proceeds alignment, and completes all required training in accordance with bank policy. This position operates under guidance and supervision, with escalation of complex issues as appropriate

Job Functions:

• Coordinate the collection, review, and packaging of all required construction loan documents for government-guaranteed loan closings.
• Prepare and maintain the Construction Loan Department Workbook for each assigned loan.
• Review construction contracts to ensure all bank-required construction provisions are included; elevate minor deviations to the Team Lead and/or Manager, as appropriate.
• Identify, analyze, and escalate construction-related issues and exceptions with a recommended path forward; submit non-credit exceptions to the Team Lead and/or Manager and credit-centric exceptions to appropriate approval partners.
• Review key loan documents, including Commitment Letters, Loan Memos, Change Memos, and all required construction documentation to ensure closing readiness.
• Responsible, within reason, for timely and proactive communication with borrowers, the project team, and internal co-workers regarding outstanding items, documentation requirements, and closing timelines.
• Independently manage construction budget items by collecting and validating supporting documentation, confirming that approved Uses of Proceeds (UOP) are sufficient to support and balance the construction budget, communicating finalized budgets to the loan team and borrower, ensuring consistency with the Loan Memo and Government Approval documents, and deploying approved budgets in nCino.

• Order and coordinate required third-party reports, including construction monitoring and title services, to support successful loan closing. 
• Analyze construction-related qualifications and coordinate the collection of all required construction deliverables necessary prior to loan closing.
• Review, package, and submit borrower construction disbursement requests for Team Lead and/or Manager approval, as required.
• Must complete all required training, including Bank Secrecy Act/Anti-money Laundering training, suitable to their position within the bank.
• Perform other job-related duties as assigned, including responsibilities that may be added or updated to support operational, regulatory, or business needs.

Education/Experience:

• Minimum of 1–3 years of experience in SBA and/or USDA lending, construction lending, or a related commercial lending environment
• Bachelor’s degree in Business Administration, Finance, Accounting, or related field preferred
• Demonstrated exposure to loan documentation, closing processes, or construction project coordination
• Experience working with government-guaranteed loan programs or regulated lending environments preferred

Skills and Competencies:

• Working knowledge of USDA/SBA SOP and ability to apply guidance with oversight
• Developing understanding of construction budgets, Uses of Proceeds, and loan structure alignment
• Foundational knowledge of business financial statements and commercial credit factors
• Ability to identify issues and escalate with supporting analysis
• Strong organizational and time management skills with ability to manage multiple deadlines
• Effective written and verbal communication skills across internal and external stakeholders
• Proficiency in Microsoft Office; experience with loan systems (nCino, LaserPro, Fiserv) preferred
• Demonstrates initiative, curiosity, and a willingness to learn and grow within SBA/USDA lending

Physical Requirements:

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 25 pounds at times.

Work Arrangement:

• This position is remote.
• Occasional travel may be required for training or meetings.

EEO Statement:

We are an equal-opportunity employer. All qualified applicants will receive consideration for employment regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status, or any other protected category. All offers of employment shall

be subject to the successful completion of all pre-employment screenings, verifications, and processes. Failure to comply with these processes or failure to successfully pass all phases of the pre-employment screening will result in a withdrawal of the employment offer.

Other Duties:

Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, obligations, and activities may change at any time, with or without notice.

Compensation is based on geographic location and individual pay decisions will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

Benefits:

• 401(k)
• 401(k) matching
• Health insurance
• Dental insurance
• Life insurance
• Paid time off
• Vision insurance
• Short- and Long-term disability
• Company-paid holidays